Another thought from Charles R. Swindoll gleaned from the Living Insights Study Bible.
"Generally speaking there are two kinds of tests in life: adversity and prosperity. Of the two, the latter is the more difficult.
When adversity strikes, things get simple; survival is the goal. It is a test on maintaining the basics of food, clothing and shelter.
But when prosperity comes, watch out! Things get complicated. All kinds of subtle temptations arrive, pleading for satisfaction. It is then that one's integrity is put to the test."
Charles R. Swindall